Retirement Beach

Travel and Leisure Top 11 Retirement Areas

Travel and Leisure recently released their latest top 11 retirement cities for 2021.To nobody's surprise some of the towns/cities you would quickly think about were included: Fort Meyers, Naples and Sarasota in Florida along with Myrtle Beach, ...

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Sheriff Badge

New Jersey’s 50 Safest Cities of 2020

The Safewise Team recently released their sixth annual "Safest Cities" report. View the Full Report To be fair to many of the towns that did not make the top 50 it should be noted that towns or cities with a high percentage of shopping ce...

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Buying A Coop

When buying a coop, you are actually purchasing shares in a corporation that owns the building and property.   Your shares are directly connected to the unit you are buying. When buying a condominium or home you own the home or ‘r...

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What Is A FHA Mortgage?

What is a FHA mortgage? FHA Mortgage is backed by the Federal Housing Administration. FHA Mortgages allow for borrowers with a lower credit score, lower down payment and a higher income to debt ratio to qualify for a mortgage. What Fico score...

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What Is A Conventional Mortgage

Q. What is a Conventional mortgage? A. A conventional loan is any type of home buyer’s loan that is not offered or secured by a government entity, such as the ;Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA...

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What Is A Home Renovation Loan

What is a home renovation loan? When dealing with a property that is in need of modernization or repairs, homeowners will often take out a high-interest home improvement loan. A FHA Streamline 203k loan offers the borrower a fixed or adjustab...

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Signs that Now is the Time to Sell Your Home

There are many reasons why it may be time to sell your home. You may need more space to make room for a growing family or you need to downsize after your kids leave the nest. Whatever your motivations, you want to make sure that you’re timing...

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Tips for First-Time Homebuyers

Most homebuyers start the process anxious, excited, nervous, and some are downright terrified. It’s natural. A home is the largest and most expensive purchase that most people will make in a lifetime. It can either turn out to be a complete f...

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